Accidents are unpredictable. From destroyed property to traumatized family members and, if worst comes to worst, losing not just your beloved house but a loved one, there are really a lot of things that we cannot expect nor prepare for during a disaster. When there are a lot…
Fire-related hazards and accidents are growing by the day. Having insurance for these kinds of disasters offers us a bit of security and ease. When we experience fire damage, having our properties insured may sound good to us, but not to our insurer. That is why some of…
At the moment of an incident, there is a lot of discomfort and loss a person experiences. From damaged property due to floods, leaks from excessive rain, and fire damage, expenses will inevitably go up. Adding another expense to your long list of expenses might be something you…
You might be busy watching movies or relaxing blissfully in your condo when suddenly you notice water dripping from your wall. The first thing you should do is look for the source of the leak. Water damage is both surprising and inconvenient. You might panic because of it.…
The holidays are adorned from the inside to the outside with tall Christmas trees, simple table lamps, children excited to open their gifts, and sparkling Christmas lights. There is really something in the holiday spirit for all to look forward to. But being preoccupied during this festive season…
As you make a homeowners' insurance claim, your insurance carrier assigns you an adjuster. Such specialists seek to appropriately compensate you for your claims, while also ensuring that the insurance company does not lose too much money. These independent adjusters, unlike public adjusters, have a financial stake in…
Have you ever encountered staring blankly at the ceiling, and then you noticed a visible spot in it? If you've seen that terrible brown spot on your ceiling, there is a good chance that you have a roof leak damage in your property. Roof leak damage can be…
A fire damage in your home is devastating in every sense of the word. Your family and you are lucky if you survive such a traumatic experience. Watching fire destroy your valuables and property is one of the most heartbreaking experiences. Once the flames have been extinguished, you…
After wind and hail damage, water damage is the next most common insurance claim for homeowners. About one out of fifty homeowners each year suffers the devastating effects of water damage. From frozen pipe damage, storm damage, faulty plumbing systems to even damaged home appliances, these factors can…
Mold and mildew are fungal organisms that are found everywhere, they grow rapidly wherever moisture is present. Mold and mildew have very little difference. In fact, mildew is just mold in its infancy. These two organisms serve an important function in our environment by decomposing organic matter such…
